American Funds 2050 Target Date Retirement Fund®

Shareclass

American Funds 2050 Trgt Date Retire R6 (RFITX)

Type

Open-end mutual fund

Manager

American Funds/Capital Group

Target date

Capital American Target Date Retirement Series

Commercial and investment banks' carbon-intensive funding is fundamentally incompatible with reaching the 1.5-degree aligned global goal necessary to prevent catastrophic climate harm.

Banks

Banks providing lending to fossil fuels

holdings

$545.95M

invested

1.58%

of fund

Holding
Risk score
$ invested
% of fund
1. PNC Financial Services Group Inc
2.5
$67.43M
0.2%
Risk score
invested
of fund
2. Morgan Stanley
4.3
$63.04M
0.18%
Risk score
invested
of fund
3. Banco Bilbao Vizcaya Argentaria SA
1.4
$56.88M
0.16%
Risk score
invested
of fund
4. Wells Fargo & Co
6.9
$51.58M
0.15%
Risk score
invested
of fund
5. Truist Financial Corp
2.4
$47.59M
0.14%
Risk score
invested
of fund

Show all

When calculating a portfolio's screen exposure, we only consider long investments, ignoring any shorts or liabilities.

Primary insurers and reinsurers are continuing to underwrite and invest in coal, oil, and gas, while experiencing dramatic losses associated with catastrophic weather-related events.

Insurers

Insurance companies insuring and investing in fossil fuels

holdings

$241.33M

invested

0.7%

of fund

Holding
Risk score
$ invested
% of fund
1. Chubb Ltd
9.5
$118.08M
0.34%
Risk score
invested
of fund
2. Zurich Insurance Group AG
6.2
$38.31M
0.11%
Risk score
invested
of fund
3. American International Group Inc
8
$21.97M
0.06%
Risk score
invested
of fund
4. AXA SA
5.2
$19.44M
0.06%
Risk score
invested
of fund
5. Ping An Insurance (Group) Co. of China Ltd Class H
9.5
$16.08M
0.05%
Risk score
invested
of fund

Show all

Sustainability report card

As You Sow’s Invest Your Values report card grades mutual funds on environmental and social issues, including climate change, gender equality, and weapon investments. Click through to get more details on each issue.

American Funds 2050 Target Date Retirement Fund® RFITX

Environment

Fossil fuels

Investments in coal, oil, and natural gas energy and utility companies, and related financial companies

Deforestation

Investments in deforestation-risk agricultural commodities, and related financial companies and consumer brands

Social

Gender equality

Gender equality group ranking, based on Equileap company data

Civilian firearms

Investments in civilian firearms manufacturers, and related gun retailers

Prison industrial complex

Investments in prisons and borders industry, including private prison operators

Military weapons

Investments in military arms manufacturers and services companies, including nuclear weapon manufacturers and servicers

Tobacco

Investments in tobacco and e-cigarette manufacturers, and tobacco-promoting entertainment companies

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Financial performance

Performance data provided by

Find more financial data on RFITX at Morningstar.com

Current fund

RFITX

American Funds 2050 Target Date Retirement Fund®

Family

American Funds/Capital Group

Category

Target-Date 2050

Find another fund

vs.

Benchmark

IVV

iShares Core S&P 500 ETF

Family

iShares from BlackRock

Category

Large Blend

Change benchmark

Fund comparison settings

Investment timeline

Performance as of: 11/30/24

1 year

3 years

5 years

10 years

Benchmark

Suggested: Not available

Fund comparison results

Compared to the benchmark, this fund has:

Lower

10-yr returns

-3.62% less in annualized returns

Less invested in fossil fuels

1.99% less invested

Lower fossil finance risk score

9 points lower

Lower fossil insurance risk score

16 points lower

Less invested in Clean200

7.7% less invested

Current fund

RFITX

American Funds 2050 Target Date Retirement Fund®

Family

American Funds/Capital Group

Category

Target-Date 2050

Find another fund

vs.

Benchmark

IVV

iShares Core S&P 500 ETF

Family

iShares from BlackRock

Category

Large Blend

Change benchmark

Fund comparison settings

Investment timeline

Performance as of: 11/30/24

1 year

3 years

5 years

10 years

Benchmark

Suggested: Not available

Fund comparison results

Compared to the benchmark, this fund has:

Lower

10-yr returns

-3.62% less in annualized returns

Less invested in fossil fuels

1.99% less invested

Lower fossil finance risk score

9 points lower

Lower fossil insurance risk score

16 points lower

Less invested in Clean200

7.7% less invested

Current fund

RFITX

American Funds 2050 Target Date Retirement Fund®

Family

American Funds/Capital Group

Category

Target-Date 2050

Find another fund

vs.

Benchmark

IVV

iShares Core S&P 500 ETF

Family

iShares from BlackRock

Category

Large Blend

Change benchmark

Fund comparison settings

Investment timeline

Performance as of: 11/30/24

1 year

3 years

5 years

10 years

Benchmark

Suggested: Not available

Fund comparison results

Compared to the benchmark, this fund has:

Lower

10-yr returns

-3.62% less in annualized returns

Less invested in fossil fuels

1.99% less invested

Lower fossil finance risk score

9 points lower

Lower fossil insurance risk score

16 points lower

Less invested in Clean200

7.7% less invested

Month-end trailing returns

Performance as of date: 11/30/24

Morningstar suggested benchmark: Morningstar Mod Tgt Risk TR USD

Annualized returns

Climate analysis

1-yr

3-yr

5-yr

10-yr

This fund
RFITX - American Funds 2050 Target Date Retirement Fund®

25%

6.2%

11%

9.68%

6 points

Benchmark

34%

11%

16%

13%

22 points

Fund compared to benchmark

-9.24%

-5.2%

-4.91%

-3.62%

16 points lower

Find more financial data on RFITX at Morningstar.com

What's next?

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Recent blog posts

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Disclaimer: As You Sow is not an investment adviser

As You Sow is not an investment adviser as that term is defined under federal and state (California) laws and regulations. As You Sow is a tax-exempt, nonprofit organization dedicated to educating and empowering shareholders to change corporations for the good through the collection, analysis and dissemination of relevant information to the public, free of charge. As You Sow does not provide financial planning, legal or tax advice. Nothing on this website shall constitute or be construed as an offering of financial instruments, or as investment advice or investment recommendations.
See our full disclaimer

Banks and insurersare financing the climate crisis.

American Funds 2050 Target Date Retirement Fund®

Fossil fuel finance

Commercial and investment banks' carbon-intensive funding is fundamentally incompatible with reaching the 1.5-degree aligned global goal necessary to prevent catastrophic climate harm.

Fossil fuel insurance

Primary insurers and reinsurers are continuing to underwrite and invest in coal, oil, and gas, while experiencing dramatic losses associated with catastrophic weather-related events.

Environment

Social

Disclaimer: As You Sow is not an investment adviser